The Cause of bank failure Free Essays

One individual from the gathering is ordinarily delegated to go about as the overseeing or lead bank for the organization and it is the job of this bank to arrange all dealings, installments and organization between parties once the agreement has been executed-it Is a multi bank exchange with each bank following up on a few premise, which implies that each ann. follows up on its own without obligation regarding different banks in the organization. On the off chance that a bank neglects to respect its commitments as an individual from an organization, the other organization banks have no lawful commitment to fulfill them for that bank’s sake. We will compose a custom paper test on The Cause of bank disappointment or on the other hand any comparative theme just for you Request Now Coordinated advances are typically used to fund the acquisition of capital resources or the securing of another business line or organization. The coordinated credit showcase is one of the biggest and most adaptable wellsprings of capital in the global commercial center. Credit syndication do occur In Zanzibar yet are not extremely normal. Undertaking LOANS †venture credits has been utilized to portray a wide range of financing of tasks, both with and without plan of action. A financing of a specific monetary unit where a moneylender is fulfilled to look at first to the incomes and profit of that financial unit as the wellspring of assets from which an advance will be reimbursed and to the benefits of the financial unit as insurance for the credit. Include advances to fund significant capital Investment ventures for which the income emerging from the undertaking will either be the sole or fundamental reimbursement source. Such tasks are typically financed by significant banks in view of the enormous sums included and the requirement for full specialized assessment for instance assembling a significant dam or prospecting for 011. The credit Is normally given on a medium or long haul premise. There are regularly opposite side advantages coming about because of isolating a financing as an undertaking financing which may have a course on the thought processes of the organization looking for such a structure. These advantages include: †Credit sources might be accessible to the venture that would not be accessible to the support. Assurances might be accessible to the venture that would not be accessible to the support. †An undertaking financing may appreciate better credit terms and intrigue costs in circumstances In which a sponsor’s credit is frail. †Higher influence of obligation to value might be accomplished. Legitimate prerequisites pertinent to certain contributing organizations might be met by the task yet not by the support. C) LEASING - A rent is an agreement wherein, over the term of the rent, the proprietor of the gear allows another substance to utilize it in return for a guarantee by the last to make a progression of installments. The proprietor of the hardware is alluded to as the lesser. The substance that is being conceded authorization to utilize the hardware is alluded to as the tenant. A run of the mill renting exchange functions as follows. The resident initially settles on the gear required. The renter at that point chooses the maker, the make, and the model. The renter determines any exceptional highlights wanted, the terms of guarantees, certifications, conveyance, establishment, and administrations. The tenant additionally arranges the cost. After the hardware and terms have 1 OFF Step by step instructions to refer to The Cause of bank disappointment, Papers

A Biography of Shirley Temple Essay Example for Free

A Biography of Shirley Temple Essay Shirley Temple OCCUPATION: Film Actress (1932-1950); TV on-screen character/performer (1958â€1965); Public hireling and Diplomat (1969â€1992); BIRTH DATE: April 23, 1928 (Age: 85) PLACE OF BIRTH: Santa Monica, California EDUCATION: Tutors; Westlake School for Girls ResidenceWoodside, California AKA: Shirley Jane Temple; Shirley Temple Black Nickname: Little Miss Miracle ZODIAC SIGN: Taurus Party Affiliation: Republican Nationality: United States of America Details SHIRLEY TEMPLE Shirley Jane Temple was conceived on April 23, 1928, in Santa Monica, California. She is the little girl of Gertrude Amelia Temple (nee Krieger), a homemaker and George Francis Temple, a bank representative. The family was of English, German and Dutch lineage. She had two siblings, George Francis, Jr. what's more, John Stanley. Mrs. Sanctuary once had the stage yearnings and every now and again played the phonograph and went to move presentations while she was pregnant. Eight months after she was conceived, youthful Shirley was routinely influencing to music in her lodging and Mrs. Sanctuary energized her baby girls singing, moving and acting abilities. In September 1931 she enlisted her in Meglins Dance School in Los Angeles, California. She was found a couple of months after the fact, when officials from a low-spending film organization stopped by the move studio. When Shirley was 3 years of age, her dad marked an agreement for her benefit with Educational Pictures. Shirley started showing up in Baby Burlesques, short movies which caricature well known motion pictures by revamping them with kids. In her soonest films, Shirley performed astounding impressions of such stars as Greta Garbo and Marlene Dietrich. While the cameras moved, Shirley Temples mother would be uninvolved, urging her to Sparkle! To guarantee creation costs at Educational Pictures, Shirley and her kid co-stars displayed for breakfast grains and different items. She was loaned to Tower Productions for a little job in her first element film Red-Haired Alibi in 1932 and in 1933, to Universal, Paramount and Warner Brothers for different piece parts. Her family was defensive and her dad turned into her operator and money related guide. The presentation from Baby Burlesques drove her to an agreement with the Fox Film Corporation. At age 5, in April 1934, she accomplished acclaim with a highlighted job in Stand Up and Cheer, featuring Warner Baxter. This became Shirleys advancement film. Her appeal was clear to Fox heads and she was advanced well before the movies discharge. Inside months, she turned into the image of healthy American family diversion. Her compensation was raised to $1,250 per week, and her moms to $150 as mentor and beautician. Shirley featured in a few additional movies that year, including Little Miss Marker and Baby Take A Bow. On December 28, 1934, Bright Eyes was discharged. It was the primary element film made explicitly for Shirleys abilities and the first in which her name showed up over the title. Her mark melody On the Good Ship Lollipop was presented in the film and sold 500,000 sheet music duplicates. The film exhibited Shirleys capacity to depict a multi-dimensional character and built up a recipe for her future jobs as an adorable, parentless whithered stray whose appeal and pleasantness smooth blunt more seasoned men. The following year, she broke racial obstructions (at that point) by tap-hitting the dance floor with the first Mr. Bojangles, Bill Robinson, in The Little Colonel. The youthful on-screen character, artist and artist with the 56 bobbing brilliant corkscrew twists and irresistible hopefulness demonstrated a short-term sensation and a top worker for the studio. In February 1935, Shirley Temple turned into the primary kid star to be respected with a unique Academy Award and smaller than normal Juvenile Oscar for Outstanding Personality of 1934† She included her foot and imprints to the forecourt at Graumans Chinese Theater in February that year. Shirley Temple was the most popular youngster entertainer ever. From 1936-38, Shirley earned more than some other Hollywood star, featuring in films that offered 90 minutes of positive thinking at the tallness of the Depression. To cause her to appear to be much progressively gifted, her mom deducted a year from Shirleys age and until she was 13 Shirley thought she had been conceived in 1929. By 1940, Shirley Temple had 43 movies added to her repertoire. US President at the time Franklin Delano Roosevelt called Shirley Temple Little Miss Miracle for raising the publics resolve during times of financial hardship and was noted for saying that, as long as our nation has Shirley Temple, we will be okay. When off the set, Shirley had private coaches and furthermore went to the Westlake School for Girls from 1940-45. When Shirley started to develop, her fame with crowds disappeared. As a youthful, she showed up in The Blue Bird (1940) which performed inadequately in the cinema world. At 19, she co-featured in The Bachelor and the Bobby Soxer. Despite the fact that the film got basic applause, crowds attempted to acknowledge that their Little Miss Miracle was growing up. In 1943, 15-year-old Shirley met John George Agar, an Army Air Corps sergeant. On September 19, 1945, when Shirley was 17 years of age, they were hitched before 500 visitors at Wilshire Methodist Church. On January 30, 1948, Shirley brought forth their girl, Linda Susan. Agar turned into an expert entertainer and the couple made two movies together: Fort Apache (1948) and Adventure in Baltimore (1949). Following her 1948 and 1949 movies, Shirley discovered it progressively hard to land significant acting jobs. During the 1950s and mid 1960s, she showed up on the little screen yet her vocation as a mainstream film star had finished at a prior age than most performers had started. Shirley’s marriage got pained and she separated from Agar on December 5, 1949. She got authority of their little girl and the reclamation of her family name. The separation was finished on December 5, 1950. In January 1950, Shirley had met Charles Alden Black, a World War 2 United States Navy insight official who was granted the Silver Star and supposedly one of the most extravagant youngsters in California. Sanctuary and Black were hitched on December 16, 1950. The family migrated to Washington, D. C. at the point when Black was reviewed to the Navy at the episode of the Korean War. Shirley brought forth their child, Charles Alden Black, Jr. , in Washington, D. C. on April 28, 1952. Following the wars end and Blacks release from the Navy, the family came back to California in May 1953. Dark oversaw TV channel KABC-TV in Los Angeles, and Shirley turned into a homemaker. Their girl Lori was conceived on April 9, 1954. In September 1954, Black became executive of business activities for the Stanford Research Institute and the family moved to Atherton, California. The couple stayed wedded for a long time until his demise on August 4, 2005. In her movie profession crossing 1931-1961 she featured in 14 short movies, 43 component films and more than 25 storybook motion pictures. As Shirley Temple Blacks amusement work subsided, she pulled together her endeavors on a vocation in broad daylight administration. She quickly came back to acting in 1958, as host and now and then entertainer of Shirley Temples Storybook, a treasury arrangement that ran on NBC and ABC from 1959-62. She started her second vocation in open life at about a similar time, getting engaged with the battle against various sclerosis after the infection attacked her sibling George, Jr. She helped to establish the International Federation of Multiple Sclerosis Societies. In 1967 at 39 years old she ran for United States Congress yet lost. From 1969 to 1970 she filled in as U. S. envoy to the United Nations. Shirley Temple Black was delegated represetative to Ghana in 1974. After two years, she turned into the head of convention of the United States, holding the situation until 1977. In 1988 Shirley Temple Black turned into the main individual up to this point to accomplish the position of privileged Foreign Service official of the United States. From 1989 to 1992 under US President George H. W. Shrub she served one more open help job, as represetative to Czechoslovakia. In December of 1998, Shirley Temple Blacks lifetime achievements were commended in the Kennedy Center Honors at Washington, D. C. s Kennedy Center for the Performing Arts. In 2005 she got a Lifetime Achievement Award from the Screen Actors Guild. Today, Shirley Temple keeps on dwelling in California. Shirley Temple’s Accomplishments: FILMOGRAPHY AS ACTOR A Kiss for Corliss (1949) The Story of Seabiscuit (11-Nov-1949) Adventure in Baltimore (19-Apr-1949) Mr. Belvedere Goes to College (1949) Fort Apache (9-Mar-1948) That Hagen Girl (24-Oct-1947) The Bachelor and Bobby-Soxer (1947) Honeymoon (17-May-1947) Kiss and Tell (4-Oct-1945) Ill Be Seeing You (5-Jan-1945) Since You Went Away (20-Jul-1944) Miss Annie Rooney (29-May-1942) Kathleen (18-Dec-1941) Young People (30-Aug-1940) The Blue Bird (19-Jan-1940) Susannah of the Mounties (13-Jun-1939) The Little Princess (10-Mar-1939) Just Around the Corner (11-Nov-1938) Little Miss Broadway (16-Sep-1938) Rebecca of Sunnybrook Farm (1938) Heidi (15-Oct-1937) Wee Willie Winkie (30-Jul-1937) Stowaway (25-Dec-1936) Dimples (9-Oct-1936) Captain January (11-Sep-1936) Poor Little Rich Girl (24-Jul-1936) The Littlest Rebel (22-Nov-1935) Curly Top (2-Aug-1935) Our Little Girl (7-Jun-1935) The Little Colonel (22-Feb-1935) Bright Eyes (11-Dec-1934) Presently and Forever (31-Aug-1934) Baby, Take a Bow (30-Jun-1934) Now Ill Tell (8-Jun-1934) Little Miss Marker (18-May-1934) Change of Heart (10-May-1934) Stand Up and Cheer! (19-Apr-1934) PUBLIC SERVICE US Ambassador to Czechoslovakia (1989-92) US Chief of Protocol (1976-77) US Ambassador to Ghana (1974-76) American Academy of Diplomacy Charter Member Association for Diplomatic Studies and Training Board of Directors Association for Intelligence Officers Honorary Board of Directors Council of American Ambassadors Council on Foreign Relations George W. Shrub for President Pacific Council on International Policy Gr

2017 Best Brightest Robert A. Hankins, New York University (Stern)

2017 Best Brightest: Robert A. Hankins, New York University (Stern) by: Jeff Schmitt on April 07, 2017 | 0 Comments Comments 1,510 Views April 7, 2017Robert A. HankinsNew York University, Stern School of BusinessHungry Hungry Hankins.Fun fact about yourself: I was born in the UK on a Royal Air Force Base.Hometown: Washington, D.C.High School: Saint Anselm’s Abbey SchoolMajor: Finance, ManagementMinor: Creative Writing: PoetryFavorite Business Courses: Global Macroeconomics; Law, Business, Society; Business StatisticsExtracurricular Activities, Community Work and Leadership Roles During College:Peer Mentor, Stern’s Office of Student Engagement (2016-present)Peer Mentor, Stern Scholars (2016-present)Campus Ambassador, Sponsors for Educational Opportuntiy SEO (2015-Present)Lead Campus Ambassador, Goldman Sachs (2016-present)Vice President of RA Council, Resident Assistant (2014-present)Head Delegate, Model United Nations (2014-present)NYU Leadership Fellow (2014-201 5)Co-founder, Association for African Development (2014-present)Head Service Coordinator, Project OutReach (2013-2015)NYU Varsity Wrestling (2013-2014)Scholarships: Air Force Aid Society General Hap Arnold Grant; NYU Global Pathways Grant; John Stevenson Scholarship; Dean John Guilfoil Scholarship;Where have you interned during your college career?Goldman Sachs: Summer Analyst (Summer 2016)SEO Career Participant, Sponsors for Educational Opportunity (Summer 2016)Office of the Vice President, White House: Policy Intern (Spring 2016)Moody’s Investor Service: Public, Projects, and Infrastructure Summer Analyst (Summer 2015)Inroads Participant, (Summer 2015)Morgan Stanley: Private Wealth Intern (Spring 2015)UBS: Private Wealth Intern (Spring 2015)org: Finance Intern (Fall 2014)Memorial Sloan Kettering Cancer Center: Finance Accounting Intern (Summer 2013)Describe your dream Job: My dream job is not static at the moment. I think as long as I’m learning new skills, and bein g leveraged effectively by the company I’m employed with I’m content.Who is your favorite professor? Professor Bruce Buchanan the C.W. Nichols Professor of Business Ethics, and director of the Business Society Program. He teaches â€Å"Law, Business, and Society.† It is a class that provokes students to engage with the world around us in a more nuanced interconnected route, seeing how different spheres whether private or public interact to effect the greater society.Which executive or entrepreneur do you most admire? Kenneth Chenault, American Express: He is the longest running CEO of a financial services company with 15 years, and the third Black CEO of a fortune 500 company. Everytime he speaks, he always references how he focused on being a top performer before he allowed race to play a role in his career.What did you enjoy most about majoring in a business-related field? The breadth of exposure to different business concepts, related history, and fine-tunin g how to critically think about different issues. I think a Stern business education gives you the technical skills but also helps you build a growth mindset.Where would you like to work after graduation?  Returning for full time to Goldman Sachs Asset ManagementWhat are your long-term professional goals?   I hope to one day leverage my finance expertise to benefit those around me in a business related capacity.What advice would you give to a student looking to major in a business-related field?  The classes we take are fantastic; but, I think you can always supplement those classes with additional reading outside the classroom.â€Å"I knew I wanted to major in business when†¦I competed in a business competition for TiE: The Young Entrepreneur and won their regional competition leading to a patent application for a virtual communication platform.†Ã¢â‚¬Å"If I didn’t major in business, I would be†¦a history major still minoring in poetry.†Ã¢â‚¬Å"Bef ore I entered business school, I wish I had known†¦to always ask questions and reflect on the various answers you hear from people.†What was the happiest moment of your life? There’s not a particular moment. I enjoy being of use to others and spending time with my family. I am either at my happiest when someone I mentor experiences a breakthrough or I’m back in Washington, D.C. spending time with my loving parents.Which academic, extracurricular or personal achievement are you most proud of? As of right now, I am most proud of being a mentor to the Stern Scholars, a scholarship program for students typically underrepresented in the business school. This year through a past mentor, I was introduced to the inaugural class in their second year at Stern and I’ve been able to give them advice relating to life and their prospective careers.What animal would you choose to represent your professional brand? A Bull Mastiff. I think just as dogs they’re phenomenal animals from their size, intelligence, but also their fierce loyalty.Who would you most want to thank for your success? My father. He’s a person who has always been there for me to listen, to encourage, to give advice, and to believe in me. I know he’ll continue to be there for me.What would you like your business school peers to say about you after you graduate from this program? Robert is a fun-loving guy who enjoyed being surrounded by people he thought were smarter than him, loved giving people advice when they needed it, and was always optimistic.Favorite book: Tough question. I’m currently doing my research reading Charles D. Ellis’ The Partnership: The making of Goldman Sachs. Outside finance, I would say Meditations by Marcus Aurelius.Favorite movie: I love comedy stand up so anything from the original kings of comedy to people such as Dave Chappelle, Jerry Seinfeld, Mike Birbiglia, Hannibal Buress, or Neal Brennan.Favorite musical perf ormer: PrinceFavorite vacation spot: Anywhere to hike, I hiked part of the Appalachian Trail two summers back. I’m planning on hiking Yellowstone and Glacier Park soon.What are your hobbies? I love to go hiking or exploring in nature as a way to get away from the city; I’m an avid reader so mostly history books, biographies, or poetry books; and, I’m a collector of records so Prince, Miles Davis, Frank Sinatra, and Duke Ellington are on my shelf.What made Robert such an invaluable addition to the Class of 2017?â€Å"As a student with academic interests as diverse as Finance and Poetry, and extracurricular commitments as commanding as being a Resident Advisor or as personal as being a Peer Mentor at Stern, Robert exemplifies the excellence we seek in our students. He is a truly inspiring individual who brings joy and excitement to all that he does, and who shows great humility and earnestness through an unwavering dedication to helping his peers. He is just one of those people that gets â€Å"it and has a maturity beyond his years. Robert is a true Poet Quant who takes the time to observe and celebrate life, but who can also take charge and make things happen.†Ashish K. Bhatia Assistant Dean of Students,Engagement, Innovation New York University, Stern School of BusinessDONT MISS: THE FULL HONOR ROLL: THE BEST BRIGHTEST UNDERGRADUATE BUSINESS MAJORS OF 2017 Page 1 of 11

Aspirations After College - 709 Words

Since the moment I could move my hand I’d been drawing, dreaming and wanting to get my thoughts into the world. As I got older my talent branched off into other realms. I then realized that all I ever wanted to do was create, through any medium. Whether it be art, music fashion or film, I aspired to create. To ascend to a place where I can eternally fashion my whims and idylls is my final goal. My dreams for my future occupation are to (probably) finish college, find a studio, team of creative executives and eventually become a deity of sorts. To achieve these goals I have designated a certain path for myself called the: â€Å"do this or die plan†. Its implications are fairly personal and most will not be discussed in this essay, but it is†¦show more content†¦These are only illusions of grandeur I don’t care if they actually come true. The only thing I care for is are the murky swamp of the path ahead of me and the stately goal at theShow MoreRelatedS hort Term And Long Term Career Aspirations983 Words   |  4 Pagesmind when I think of my career aspirations. I know I want to do something that makes me happy and I want to make a difference in a person’s life. I realized that I want to be a role model for my younger siblings and cousins because they look up to me. I want to make them proud and show them that you can follow your dreams no matter what. I aspire to obtain my PhD in Marriage and Family Therapy. In this essay I will discuss my short-term and long-term career aspirations and what I want to learning thisRead MoreThe Pressure Of College Students914 Words   |  4 Pageslife.   College students are imposed with numerous pressures. In college there are multiple rises and falls for students; therefore, college students often struggle striving for success. 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Why Is Today s World So Polluted - 1506 Words

This Polluted World 8 billion people call this planet home today, and what have we done to it. We have made the planet grow for good and for bad. We have made advances that have changed the world but the process to making these advances are not always good. The world has gone through some serious change in the recent history of the planet. Burning of fossil fuels, unregulated methods of productions, and rapid industrialization of cities. India in the 1700’s was under control of the British Government and demand made them industrialize very rapidly with no regulations to control pollution. The same thing is happening to China now with the need for resources which causes rise in population which means higher demand for resources, an endless circle. But what causes these changes to happen and so rapidly. Why is today’s world so polluted? India while under the rule of the British Government was under high demand to industrialize and produce goods for England. During the 1700’s England was ramping up too. the production of goods, and creating factories from which caused a lot of air pollution and ground pollution in these two countries. In history, a civilization can only expand if they have the resources necessary to grow. In the early 1926 an article was posted in the London times about the availability of brown coal. A large amount of brown coal was found in England but the country already had a large supply of coal from other sources so it did not affect them as much. Dr.Show MoreRelatedMackenzie Jurosko. Geo 1110 Geology . Professor Macenczak1229 Words   |  5 PagesMackenzie Jurosko GEO 1110 Geology Professor Macenczak 10 January 2017 We Are Running Out of Water Around the world our water supply is depleting. Our water is becoming contaminated making it harmful for both mammals and aquatic life. Today over one billion people go without adequate water supply and every fifteen seconds a child dies of waterborne illness. 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Ever since its first mass production beginning in 1930’s plastic has had an impact on climate change as well as waste production. (Plastics History. Plastics History) Plastic is made from oil. Oil is a carbon-rich raw material, and plastics are large carbon-containing compounds. They re large moleculesRead MoreBiological Diversity And Its Effects On Our Environment1265 Words   |  6 Pagesfeats, some which may benefit the lives of our communities, our industry, and our understanding of the world as we know it. Others can bring great harm to ourselves or to the planet that we live on. There comes a time when we must recognize how we impact our surroundings, and to ask ourselves how far we are willing to go. Choices that we have made as a species have put the lives of some of Earth s most ancient and diverse communities in danger. While only a small fraction of the creatures living under

Professional Development and Competencies Essay Sample free essay sample

â€Å"What is it that you like making? If you don’t like it. acquire out of it. because you’ll be lousy at it. You don’t have to remain with a occupation for the remainder of your life. because if you don’t like it you’ll neer be successful in it. † Lee Iaccocca Quote Introduction in 180 companies in the universe Choosing the Right Career Path – Article by Michael Dylan | hypertext transfer protocol: //www. woopidoo. com/articles/dylan/career-path. htmChoosing the right calling way is one of the most defining determinations we can do in life. Our occupation non merely says a batch about what sort of individual we are. but will act upon what type of auto we drive. what sort of house we live in. the people we associate with. and more. But above all these things. is the fact that we spend most of our waking minutes at work! . We will write a custom essay sample on Professional Development and Competencies Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Which means that if our occupation does non carry through us or does non let us to prosecute our life ends. than it is non the calling we should pass the remainder of our life making. ( Article by Michael Dylan ) Background of the CompanyProcter and Gamble is an American planetary corporation based on fabricating a broad scope of transnational consumer goods. It was founded in 1837 in downtown Cincinnati. Ohio. USA by William Procter and James gamble. Its merchandises include personal attention merchandises. nutrient for your pets. and cleaning agents. Prior to the sale of Pringles to Kellogg Company. its merchandise line included nutrients and drinks. As in 2011 P A ; G recorded $ 82. 6 billion in gross revenues. the company’s merchandises are sold in more than 180 states chiefly through mass merchants. food market shops. rank nine shops. drug shops and high frequence shops. Opportunities at the Company Challenges and Demands at the Company Career Path at the Company Decision About 170 old ages ago in 1837. with approximately $ 3. 500 each. Procter. a taper shaper. and Gamble. a soap shaper. came together to organize the company that continues to be their namesake. After rapidly happening it’s terms. P A ; G managed to make the $ 1 million gross revenues grade in 1859 and shortly after hit the large clip with the debut of Ivory soap in 1879. Today. Procter A ; Gamble is over 100. 000 employees strong with on the land operations in more than 80 states. P A ; G remains the world’s largest maker and seller of family merchandises and ranges across a spectrum of more than 250 merchandises that it markets in 140 states worldwide. Mentions If you are looking for a calling in on-line content creative activity. print advertisement. public dealingss. logo design. copywriting. website design or the many other callings in which it’s your occupation to take a merchandise or service and do it the following point people can’t unrecorded without. selling is the calling way for you. Read more: hypertext transfer protocol: //www. investopedia. com/articles/financialcareers/11/marketing-careers. asp # ixzz2GNRtOjEh

Pros and Cons of Nationalism Essay Example

Pros and Cons of Nationalism Essay This paper is being submitted on October 14th 2010 for Laura Fletcher’s G124 class for Rasmussen College by Andrea Carlson-Beilfuss Expository Essay Pros and Cons of Nationalism There are a lot of pros and cons about nationalism. Some of the pros are; it can cause security in the fact that knowing that you’re united in your country and that can make you feel better. Another pro is that it can combine a lot of different people to make our nation come together as one. It is also is a pro that it can make people feel like they belong to something. A sense of being a part of something bigger than you would make anyone feel better about them. It can also unite a group of people, enabling them to make political, economic and social progress. Some of the cons of nationalism are; the nation begins to become belligerent about them. Another con is, as illustrated by Hitlers Germany, nationalism almost always ends with one group of people being vilified. Another con is that it can cause wars and discrimination towards members of different national groups. It also makes people begin to think they are better than everyone else and that could lead to wars. It can also make people believe that no one in any other country can come close to the things we have and that would create more problems. All in all I think that nationalism is a good thing, as long as we don’t overdo things to an extreme. We will write a custom essay sample on Pros and Cons of Nationalism specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Pros and Cons of Nationalism specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Pros and Cons of Nationalism specifically for you FOR ONLY $16.38 $13.9/page Hire Writer

About Jhumpa Lahiri

She graduated from South Kingstown High school and later achieved multiple degrees in Boston university. In 2001, She married Alberto vourvoulias –Bush, A journalist who was then a deputy editor of â€Å"The Times†. Interpreter of maladies Lahiri’s short stories faced rejection from publishers for years. But, Finally in 1999, Her first short story composition was released. The short stories address sensitive dilemmas in the lives of Indians. Including themes such as miscarriages and martial difficulties. Also, the disconnection between first and second generation United States immigrants. It was highly praised by American critics and sold 600,000 copies. Also, it received the 2000 Pulitzer price for Fiction The namesake â€Å"The Namesake† was Lahiri’s first novel and was published in 2003. The story spans over thirty years in the Ganguli family. The Calcutta born parents emigrated as young adults to The United States Of America with their children Gongol and Sonia where they experienced the constant generational and cultural gap. Lahiri made herself as a cameo â€Å"Aunt Jhumpa†. Unaccustomed earth â€Å"Unaccustomed Earth, Her second collection of novels was published on 1 April, 2008. It went to the number 1 spot just few days after it’s release on the New York best-seller list. It was praised a lot by all critics and masses and sold thousands and thousands of copies. Achievements and awards * 1993 – TransAtlantic Award from the Henfield Foundation * 1999 –  O. Henry Award  for short story â€Å"Interpreter of Maladies† * 1999 –  PEN/Hemingway Award  (Best Fiction Debut of the Year) for â€Å"Interpreter of Maladies† * 1999 – â€Å"Interpreter of Maladies† selected as one of  Best American Short Stories * 2000 – Addison Metcalf Award from the  American Academy of Arts and Letters * 2000 – â€Å"The Third and Final Continent† selected as one of  Best American Short Stories 2000 –  The New Yorker’s Best Debut of the Year for â€Å"Interpreter of Maladies† * 2000 –  Pulitzer Prize for Fiction  for her debut â€Å"Interpreter of Maladies† * 2000 –  James Beard Foundation’s M. F. K. Fisher Distinguished Writing Award for â€Å"Indian Takeout† in  Food Wine Magazine * 2002 –  Guggenheim Fellowshi p * 2002 – â€Å"Nobody’s Business† selected as one of  Best American Short Stories * 2008 –  Frank O’Connor International Short Story Award  for â€Å"Unaccustomed Earth† * 2009 –  Asian American Literary Award  for â€Å"Unaccustomed Earth† About Jhumpa Lahiri She graduated from South Kingstown High school and later achieved multiple degrees in Boston university. In 2001, She married Alberto vourvoulias –Bush, A journalist who was then a deputy editor of â€Å"The Times†. Interpreter of maladies Lahiri’s short stories faced rejection from publishers for years. But, Finally in 1999, Her first short story composition was released. The short stories address sensitive dilemmas in the lives of Indians. Including themes such as miscarriages and martial difficulties. Also, the disconnection between first and second generation United States immigrants. It was highly praised by American critics and sold 600,000 copies. Also, it received the 2000 Pulitzer price for Fiction The namesake â€Å"The Namesake† was Lahiri’s first novel and was published in 2003. The story spans over thirty years in the Ganguli family. The Calcutta born parents emigrated as young adults to The United States Of America with their children Gongol and Sonia where they experienced the constant generational and cultural gap. Lahiri made herself as a cameo â€Å"Aunt Jhumpa†. Unaccustomed earth â€Å"Unaccustomed Earth, Her second collection of novels was published on 1 April, 2008. It went to the number 1 spot just few days after it’s release on the New York best-seller list. It was praised a lot by all critics and masses and sold thousands and thousands of copies. Achievements and awards * 1993 – TransAtlantic Award from the Henfield Foundation * 1999 –  O. Henry Award  for short story â€Å"Interpreter of Maladies† * 1999 –  PEN/Hemingway Award  (Best Fiction Debut of the Year) for â€Å"Interpreter of Maladies† * 1999 – â€Å"Interpreter of Maladies† selected as one of  Best American Short Stories * 2000 – Addison Metcalf Award from the  American Academy of Arts and Letters * 2000 – â€Å"The Third and Final Continent† selected as one of  Best American Short Stories 2000 –  The New Yorker’s Best Debut of the Year for â€Å"Interpreter of Maladies† * 2000 –  Pulitzer Prize for Fiction  for her debut â€Å"Interpreter of Maladies† * 2000 –  James Beard Foundation’s M. F. K. Fisher Distinguished Writing Award for â€Å"Indian Takeout† in  Food Wine Magazine * 2002 –  Guggenheim Fellowshi p * 2002 – â€Å"Nobody’s Business† selected as one of  Best American Short Stories * 2008 –  Frank O’Connor International Short Story Award  for â€Å"Unaccustomed Earth† * 2009 –  Asian American Literary Award  for â€Å"Unaccustomed Earth†

Internet and Music Industry Essay Example | Topics and Well Written Essays - 3500 words

Internet and Music Industry - Essay Example The music industry is not limited to the artists and the record companies. It also includes the composers, the musicians’ representatives, television and radio broadcasting companies, advertising agencies and so much more. It has, for the past 50 years, earned most of its revenues through selling its artists’ albums in the form of long play (LP) record albums, cassette tapes, compact discs (CDs) and digital versatile discs (DVDs). Aside from these albums sold in record stores, revenue also comes from music videos played on television, music played over the radio, and, of course, concerts and tours. The music industry is considered to be one of the top industries as far as value and income are concerned. In the last few years, however, with the rise of the Internet, the music industry has found new ways to earn money. Record companies began to collect orders online and ship their products to any part of the world which has internet access. And even later, they learned to collect money in exchange for downloadable music. This meant that they needed less money to produce and store their products. It also meant faster service for the customers and, therefore, faster influx of cash. The internet became a very good source of income as it has a greater consumer reach, faster response time, and it presented a lot of choices for the consumers. But, as with many happy stories, there is a down side to this new technology. The internet also gave way to both small and large scale piracy. It allowed its users to violate intellectual property rights in a snap, that they do not even realize it until much later. The instant connection between people that the internet provided allowed its users to share files, especially music and other multimedia content. The rise of multimedia tools and social networks, such as YouTube, Facebook, Bebo, Friendster, and MySpace, made copyright infringement easier, faster and even harder to control. 39% of social network users embed copyrighted materials into their pages and 79% of them say that these embedded media reflect their personality. In the early part, consumers did not realize that this was a form of piracy and just enjoyed acquiring "free" music. Then after some time, when record companies started to feel the pain of illegal downloads, they started informing the world of how their properties are being stolen even if unintended. Still, illegal downloads have gone up from 36% in 2006 to 43% in 2007.4 The record companies

That Which Is Accepted as Knowledge Today Is Sometimes Discarded Essay

That Which Is Accepted as Knowledge Today Is Sometimes Discarded Tomorrow - Essay Example For example, these days, men can assume the feminine roles in the house like cleaning and washing the dishes and doing gardening and the laundry. Women too have assumed roles that men once had like being a police officer or being a president. This is perhaps due to the change in the knowledge that the world has concerning gender roles for now we are in the times when women work more than the men (Barksdale). Moreover, in the field of psychology, there has recently been a deluge of new information on various topics that have once been considered taboos. These include mind power, yoga, mental telepathy, the Law of Attraction, and other rather novel lifestyles and alternative healing practices (Natalina). We see these things on TV all the time, and although our ancestors would have been disgusted, we rather feel fascination. Societies have also discarded as obsolete any concept that fostered discrimination. For example, society would usually not only frown upon but even ostracize homosexuals. However, nowadays, as homosexuality is not anymore a considered a disease, society has become more tolerant of homosexuals and the stigma has somehow waned. However, nowadays, we see gay bars and Gay Pride marches on the street, and some States and countries have even legalized gay marriage (Herek). Perhaps, the knowledge that has changed is not only the fact that homosexuality as a disease but also the idea that homosexuals are also human beings who deserve every right that heterosexuals enjoy. This sudden, revolutionary way of thinking may have also been brought about by the reading of literature that praised democracy and equality in society. Not only this, but perhaps society has also become more tolerant of children who answer their parents back. Nowadays, based on my experience, I see children answering their parents back whenever these children did not like what the latter said. Perhaps, this is a result in the change in knowledge

The Long-Term Effects of Childhood Sexual Abuse Essay -- Adult Manifes

Child abuse is a serious issue in today's society. There are many victims of child abuse. There are three kinds of child abuse: emotional, sexual, and physical. Many researchers believe that sexual abuse is the most detrimental of the three. A middle-aged adult who is feeling depressed will probably not relate it back to his childhood, but maybe he should. The short-term effects of childhood sexual abuse have been proven valid, but now the question is, do the long-term effects of childhood sexual abuse affect middle-aged adults? Many contradicting views arise from the subject of childhood sexual abuse. Researchers and psychologists argue on this issue. Childhood sexual abuse has the possibility to damage a child physically, emotionally, and behaviorally for the rest of his or her childhood, and the affects have been connected to lasting into middle-aged adulthood. The Victims Research has been conducted on what type of children are the most at risk of being sexually abused. Childhood abuse has a greater chance of happening to children of certain backgrounds. One researcher states that Child sexual abuse occurs more frequently in children from socially deprived and disorganized family backgrounds. Marital dysfunction, as evidenced by parental separation and domestic violence, is associated with higher risks of child sexual abuse (Mullen 4). Mullen also states that "The possibility has been raised that characteristics such as physical attractiveness, temperament, or physical maturity might increase the risks of children being sexually abused" (4). Behavioral Problems Many researchers link behavioral problems in adultho... ...essed Memories of Child Abuse may be Valid." Child Sexual Abuse. Ed. Bruno Leone. San Diego: Greenhaven, 1998. 27-34 Kasner, Shane. "The Relationship Between Adult Psychological Adjustments and Childhood Sexual Abuse." Journal of Interpersonal Violence 15:12 (Dec 2000): 1243-1267 Kliest, George A. "Research on Long-term Effects of Child Abuse." Family Journal 7 (Apr 1999): 154-163. Galileo. 11 Nov 2001 McKeown, L.A. "Research Reveals Changes in the Brain Years After Abuse." Aug 2000. Online Posting. WebMD Medical News. {http://webmd.lycos.com/content/articles/1728.599557} Mullen, Paul E. "Long-term Effects of Child Sexual Abuse" Issues in Child Abuse Prevention 9 (Aug 1998): 989-1011 Whiffen, Valerie E. "Mediators of the Link Between Childhood Abuse and Adult Depressive Symptoms." Journal of Interpersonal Violence 15:10 (Oct 2000): 1100-1121 The Long-Term Effects of Childhood Sexual Abuse Essay -- Adult Manifes Child abuse is a serious issue in today's society. There are many victims of child abuse. There are three kinds of child abuse: emotional, sexual, and physical. Many researchers believe that sexual abuse is the most detrimental of the three. A middle-aged adult who is feeling depressed will probably not relate it back to his childhood, but maybe he should. The short-term effects of childhood sexual abuse have been proven valid, but now the question is, do the long-term effects of childhood sexual abuse affect middle-aged adults? Many contradicting views arise from the subject of childhood sexual abuse. Researchers and psychologists argue on this issue. Childhood sexual abuse has the possibility to damage a child physically, emotionally, and behaviorally for the rest of his or her childhood, and the affects have been connected to lasting into middle-aged adulthood. The Victims Research has been conducted on what type of children are the most at risk of being sexually abused. Childhood abuse has a greater chance of happening to children of certain backgrounds. One researcher states that Child sexual abuse occurs more frequently in children from socially deprived and disorganized family backgrounds. Marital dysfunction, as evidenced by parental separation and domestic violence, is associated with higher risks of child sexual abuse (Mullen 4). Mullen also states that "The possibility has been raised that characteristics such as physical attractiveness, temperament, or physical maturity might increase the risks of children being sexually abused" (4). Behavioral Problems Many researchers link behavioral problems in adultho... ...essed Memories of Child Abuse may be Valid." Child Sexual Abuse. Ed. Bruno Leone. San Diego: Greenhaven, 1998. 27-34 Kasner, Shane. "The Relationship Between Adult Psychological Adjustments and Childhood Sexual Abuse." Journal of Interpersonal Violence 15:12 (Dec 2000): 1243-1267 Kliest, George A. "Research on Long-term Effects of Child Abuse." Family Journal 7 (Apr 1999): 154-163. Galileo. 11 Nov 2001 McKeown, L.A. "Research Reveals Changes in the Brain Years After Abuse." Aug 2000. Online Posting. WebMD Medical News. {http://webmd.lycos.com/content/articles/1728.599557} Mullen, Paul E. "Long-term Effects of Child Sexual Abuse" Issues in Child Abuse Prevention 9 (Aug 1998): 989-1011 Whiffen, Valerie E. "Mediators of the Link Between Childhood Abuse and Adult Depressive Symptoms." Journal of Interpersonal Violence 15:10 (Oct 2000): 1100-1121

Multifocal learning Essay

Everybody has their own learning styles. Some learn by seeing, some by hearing, some by reading or writing and some by experiencing things. Multifocal learning is the preferred learning style for majority of the learning population. Multifocal learning can be a combination of Visual and Auditory or Read/Write or Kinesthetic. It can also be a combination of 2or 3 of the above mentioned leaning styles. Multifocal Learning helps to use more strategies to learn and communicate. So based on the questionnaire aural, read/write and kinesthetic is the preferred learning style. For the multifocal learners, they prefer more techniques of learning and they may feel incomplete if they have to stick to only one strategy. To learn new things in desirable way, one is comfortable and they have to make useful what they are involved and to get good grades, one has to prefer one main learning strategy and make use of the other strategies as a support. Of the three strategies mentioned in the preferred leaning styles, read / write is the one which sounds good. Compared to strategies like aural, read / write and kinesthetic, read/write has more benefits. Most people use some or all of the instructions mentioned below if reading / writing is strongly preferred. The information is taken in the best way if one will do lists of readings , note headings, refer dictionaries, mark glossaries, have definitions and handouts, do reading like read textbooks and library readings, have notes of whatever you learn, read essays, note the good words and notes from the teachers and use of manuals for lab purposes. To benefit maximum from the r/ w one has to repeatedly write the words until memorized and also read the notes frequently to be up-to-date. Also its benefits from rewriting, in other words, of the ideas and principles learned. One has to be organizing the diagrams, graphs or charts into more comprehensible. Note answers for exams, multiple choice questions should be practiced, practice writing essays, arranging the words to hierarchies or points and listing the points by 1,2,3,4. Speaking about Kinesthetic learning, we have to use all our senses like sight, touch, taste, smell and hearing, go to lab, have field tours and trips, will remember lectures which gives real life examples, will remember the examples cited, the applications and exhibits, needs recipes for problem solutions , have to have hands on approach, also needs trial and error methods. There will be literally no lecture notes and will have to remember real things occurred. Using pictures to show the idea.  They have to recall experiments or go back to lab. Have to use examples into the studies to memorise. Have to relate to situations to recollect later and having role play the situations or talking to another person will help to improve learning. And the last method Aural learning, one has to be attending classes and tu torials, topics should be discussed with friends and teachers, use tape recorders to listen, Also remembering the examples from sroties or jokes. Also decription of pictures and other visuals to someone who was not present at the time and leaving spaces in the notes to recall later and fill it. Others to listening to the notes you make for better understanding. Reading your notes aloud and explaining the notes to another aural person will be a good idea. Imagine that you are talking to the examiner. To recall the ideas it is good to be in quite places. Say your answers aloud or in your head. On evaluation study habits should be improved in various areas to enhance knowledge. The most important are as follows, one has to try to learn as much things as possible as they come up in the lecture, classes or sessions and also have to spend time on those before the due of assignments or tests. It’s a good idea to learn things from daily life which helps us in our practical knowledge. Reading news and journals will improve the general knowledge. Always find some time to clear all your doubts with your professors. Put your wok and study in a way that it will not interfere with each other. Finally good eating and rest is an inevitable part for good learning. VARK learning style assessment is widely used process which helps to direct one’s learning styles. As it gives the options of the learning styles one can have different learning strategies which help to improve learning. The VARK questionnaire gives options to people to the different ways to learning. Also it is useful for people who have difficulty in learning in their ways. VARK is used in the fields of business, sports, and education and training purposes. But it’s very important that the learning style is one’s own preference. There is no limit in the way to learn or there is no particular style or any advantage to have any of the learning strategies. The best way is to choose from the different available learning strategies, either one or in combination, which works best for you. Visual learning is mainly by videos, slide shows, pictures or postures. Also textbooks with pictures and diagrams help a lot. Graphs, flowcharts, symbols, also using highlighters to underline different topics and gestures  and picturesque language used for teaching by lecturers also include in the visual learning.

Science May Be Interesting To Most, But Its Development

Science may be interesting to most, but its development has the potential to be absolutely terrifying. We are warned of this in Mary Shelley’s Frankenstein. This extremely famous novel is about a scientist named Victor Frankenstein who creates a grotesque creature, using electricity. Many assume the creature’s name to be Frankenstein as it may be depicted in movies but this is false, as the scientist’s name is Frankenstein and the monster does not have a name. New developing science allows Victor to create this creature which, as we learn throughout the story, should never have been created. Mary Shelley uses multiple themes in Frankenstein to reflect society and ultimately define the genre of science fiction. Mary Shelley uses†¦show more content†¦Mary Shelley’s novel, while taking a step towards the modern era, still contains a plethora of romanticism. For example, all three narrators in the novel (Walton, Frankenstein, and the creature) contain a similar romantic desire â€Å"for intense feeling and human perfectibility—they are all striving for the sublime, and they are doing so within the confines of human (or near human) imagination, human (or near human) emotion† (Robinson 94). Sublimity is a perfect mixture of beauty and the grotesque, to a point where one wants to look away, but he cannot. This desire is found through all three main characters in the novel, helping to prove that this is not only an interesting story, but a romantic novel. This idea of sublime is not just found in the desire of characters, however, but in the actual characters themselves. For example, the monster in Frankenstein represents a mixture of â€Å"humanity with physical deformity, a desire for community with an irreducible foreignness, great physical strength with femininity† (Nardo 65). Shelley is able to mix what one would expect from a monster, with multiple unexpected qualities. This would then create a Byronic fig ure who is not necessarily a hero, but still contains the sublime, misunderstood qualities, that a Byronic hero may have. The story of Frankenstein contains characters and elements that reflect the Romantic era. The quest for knowledge, while very much alive at the time, isShow MoreRelatedWhy Is Majoring A Business? Essay764 Words   |  4 PagesMajoring in business is a really interesting and popular major to choose. You learn a lot of new things as growing into the business areas. You discover the employment opportunities, which is seeing what skills you are into and what are you more interested in. For example, some employment opportunities would be a retail trade, manufacturing, and wholesale trade. There are different types of business areas, which are Senior year in high school is the time we finally approach the first look at collegeRead MoreScience Fiction Film Genre Analysis Paper1450 Words   |  6 PagesGenre Definition Paper The science fiction film genre is absolutely the hardest to define. It can easily be confused with or applied to Fantasy films and some horror films as well. Genres are used to identify types of films, and outside of science fiction this is a fairly simple process. A Western is set in the west and has cowboys and Indians. A gangster film has a plot revolving around the mafia. A horror film is centrally purposed to scare the viewer. Science fiction, on the other hand, is notRead MoreRelationship Between Science And Religion901 Words   |  4 Pagesand final presentation, I learned about The Quest for Consciousness. This is most interesting to me because, our conscious state as human beings is what sets us apart from others. 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This cause would lead to the effectRead MoreThe Impact Of Science And Philosophy Of Science Essay1336 Words   |  6 Pages Alan Francis Chalmers is an associate professor who works extensive in the history and philosophy of science (physical). Alan Chalmers has taught at the University of Sydney since 1971, first in the School of Philosophy, and from 1987 at the Unit for the History and Philosophy of Science. He attained a B.Sc. in physics at the University of Bristol, and his M.Sc. in physics from the University of Manchester. His Ph.D. on the electromagnetic theory of J.C

Stroe Chain In Pakistan - Free Essay Example

Sample details Pages: 11 Words: 3387 Downloads: 6 Date added: 2017/09/23 Category Advertising Essay Type Argumentative essay Did you like this example? Assignment Makro Pakistan – Customer Services Strategy By – Sarfraz Hassan Manager Communication ( I. T. ) – Atlas Group 14th August 2010 Table of Content * Grocery Stores in Pakistan * Makro Pakistan – A brief history * Market Competitive Edge * Challenges and Target * Strategic planning * Action Plan * Conclusion Grocery Stores in Pakistan Over the last two decade broader socio-economic changes, including growth in the urban middle class and disposable incomes have given rise to the modern retail sector in Pakistan. There has been a marked decrease in traditional ‘kiryana’ stores, an increase in general stores and the emergence of new formats such as superstores, malls and retail chains to cater to the increasingly time-compressed consumer. Long ago, it was a simpler time for inventory management: the owners knew their customers well, what products they needed and how much they would be willing to pay for them. If a customer reque sted something the store did not carry, it was simply added to the next purchase order. Today, the shopping experience looks much different. The proliferation of department stores, grocery store chains and big-box stores during the past two decades has ushered in dramatic changes to the retail landscape—rendering customer-centricity an increasingly elusive goal. The food and other items are need of every human. We see in Pakistan, from small shops to whole sale dealers, from corner pan shop to multi stories super stores. The progress in this regard is tremendous as new ideas and techniques are keep coming to sell the items. Recently we saw the chain of Makro and Metro giant store where you get everything under one roof. Makro Pakistan A brief history Makro is a part of House of Habib group. House of Habib is the business house of the Mohammedali Habib Family. Mohammedali Habib, a man of vision and exceptional leadership together with his brothers was the architect and builder of the Group which includes Habib Metropolitan Bank and Habib Insurance Co. Ltd. , established in 1941 and 1942 respectively. Today, HOH employs over 10,000 people who work to provide an array of products and services in Pakistan. These activities range from automobiles (Indus Motors) to audio media, buildings to banking and computers to chemicals. Managing a network of public and private companies, the House of Habib has equity and technical collaborations with British, Japanese and Norwegian companies. House of Habib despite its conservative and traditional values places great emphasis on decentralized professional management that has resulted in a progressive and dynamic organization. MAKRO is a Dutch chain of large-scale wholesale supermarkets having a strong presence in many countries around the world. In Pakistan, it entered the market as a joint venture between its parent company SVH and the House of Habib to launch as Makro Habib Pakistan Limited. Habib group o pened Makro in 2005. Makro demonstrated a commitment to grow in Pakistan by entering the wholesale sector and with plans to invest around USD 300 mn in the next four years. Pakistan’s wholesale sector has been a grossly neglected segment of the economy; Makro pioneered into its age old customs and led the change by introducing modern and transparent rules of trade. Makro has also brought the latest technology and techniques to preserve and enhance the life of fresh farm produce. This will not only benefit the farmer but also the common man. Each Makro Wholesale Centre provides direct employment to 200 people, and brings in countless business transactions into the documented part of the economy, which is a significant step towards complimenting Governments’ efforts. It was soon realized by Makro that more and more individual customers are coming for shopping and thus Makro enhanced its products range. Makro categorize its products in three categories: * Dry food * Fr esh food * Non food Makro main focus is on * Competitive Prices * Quality Guaranteed * Everything Under One Roof * Air-conditioned and clean environment * Bulk Packing * Detailed Sales Invoice Extended Business Hours – 8:00 am to 12 Midnight * Open 7 days a Week including national holidays * Vast and secure parking space * Makro Mail: a fortnightly price list with special promotions on a vast range of products Market Competitive Edge Entering into the consumer goods was a great experience. As CEO Makro Jamal Mustafa Siddiqui rightly said that local supermarkets often offer many things, while cash carry type stores mostly compete on price but there is no compromise on quality. CEO further added that one of the factors which distinguish Makro from other outlets is the ample parking space and the cozy environment. This makes a visit to Makro a family event. Visitors not only come in search on quality products available at most competitive prices but also avail a chance to ea t together. They dont have to bother about the security of any kind. The huge hall on a single floor gives customers a sense of easiness and it has been witnessed that parents are relaxed while shopping as they know their children are around â€Å"somewhere safe†. The availability of variety of product range with proper price tag is a feature where customers decide instantly what to buy and how much to buy. There are teams of sales person everywhere in the store but it was found that people normally find things easily and hardly they talk to sales person. The board of each product are placed everywhere so that customer can read where ever he is on the floor. The store was started as a whole sale way concept but soon it turned out to be the fact that 50% of sale is coming from individual costumers. CEO Makro mentioned in his one of interview that we did not go for huge electronic marketing campaign like TV or radio or even newspapers. We grew by word of mouth. And that g ives us a competitive edge over other stores. The daily sale is a more than 1 million. The suppliers are giving Makro a handsome discounts and Makro is passing this discounts to customers. Few more stores are coming. For example, Metro which is totally whole sale store and recently Naheed Supermarket shifted their style in a same way as Makro does. But still Makro has 34% market share in whole sale market and 41% in individual customers market. It has opened few more stores in Karachi as well as in Lahore. Makro Customers Makro has two types of customers. * Institutional * Individuals Both type of customer want quality, price and convenience It is now a fact that only providing items is not enough, there has to be service in front end. In institutional customers, the whole sale customers are included. The requirement of this category is totally different as compared to individual customers. Therefore, the planning and strategy for both types of customers is different. Initially t he strategy was made only for institutional customers and less focus on individual costumers. But when data available showed that the more revenue is generated from these customers then it is time to be customer centric. Makro has realized the fact that customers are now expecting more form Makro. They are now expecting that what ever they want to buy, it will be available in Makro. If Makro does not fulfill its customer needs, then it will soon start loosing its existing customers and it means loss in profit. One more complaint received is that Makro does not have â€Å"ALL† products and sometimes people have to compromise in few items. Makro has started taking feedback form customers so that they can understand the behavior of customers. They have observed that many people buy routine fixed item and many does not like bulk quantity schemes. As the CEO Makro said that we don’t compromise on quality, this is true as customers don’t get any less quality pro ducts there but through feedback it was also learnt that some good quality products are missing from the shelf which is required by customers. CRM A active database system is in place where total inventory management is controlled and in fact it gives information ahead of time that which items are required in three months time. The system is also connected with other outlets across the country and a centralized database is maintained. This gives Makro an advantage to place its order to its supplier for all store in one go. As far as customers inputs are concerns, this system need update, so that customers complaints can also be handled from centralized management. Further, it is not connected with supplier and manual work has to be done. Challenges The challenges currently Makro is facing are: * ALL items are not available in store * New stores are coming with enhanced services * Sale might go down by 10% * Closure of Makro Saddar Karachi by Supreme Court. * No inputs from custom ers in CRM system and connection with supplier is missing Meeting local market needs is just one of many factors contributing to the increasingly complex task of store management. How do balance changing market conditions, financial risks and supplier limitation, all while accommodating fast-changing trends? How do Makro accurately forecast inventory positions for the upcoming holiday season when previous buying patterns dont hold true in the current economic environment? And how can Makro ensure that their merchandise forecasts and plans are actually achievable? Targets After analyzing the market trend and customers need and expectation, it is time for Makro to sit again and do its home work and come up with right strategy and an action plan to face the challenges mentioned above. The management of Makro was sure on one thing and that they will succeed if they focus customer and align its strategy according to their needs. To create a customer-centric shopping experience, it is critical for Makro to make smarter decisions about product selection and inventory management. Strategic Planning Makro adopted a very simple strategy and that was to â€Å"Give what customers want†. Because in this era of inflation, customers are interested in getting their shopping done in one trip to save his time, money, petrol etc. In order to accomplish this task an action plan has been made and details are given below Action Plan Objective: * Enhance CRM and implement Voice of customer solution (from supplier to customers). * Ensure availability of all required items in the shelf * Increase sale by 20% * Re open new store in new location. * Keep track on competitors performance and tactics The action plan was divided into four broad categories * Understand Customers * Set Quality Service Standards * Build a winning team * Check up regularly * Provide proactive problem solving Understand Customers Doing business without knowing what customer exactly want is som ething like selling eye glasses to a blind man. Therefore, in order to know customers, there has to be a mechanism where maximum data is available. Collect Data To enhance their CRM system, data is required in different format to analyze it. Makro hired sales officer to ask and ask each and every customer following questions. * How you feel here in Makro? * Is this your first time? * Did you get all things you wanted? * Do you find it expensive? * Any plan to visit again? * Is there any complaint/suggestion you have.? * How can we do better? The next feedback was taken from 200 employees which were more related to their duty timings, their uniform, areas of services, their expertise, their observations and their suggestions. The suppliers were brought in picture and their systems were studied and joint efforts made to connect suppliers to Makro CRM system. Once, all information is available, then in CRM systems, it is time to sit together and senior management scrutinized all ava ilable data and interestingly few very amazing information were discovered. For example, Makro put some chocolate and candy near cash counters so that they can attack young ones. But complaint received from parents that they don’t like that chocolate and candies to be placed near cash counter as their children got out of control and one lady mentioned that she will not come to Makro again due to this same reason. Strategy of earning few quick pennies was actually loosing customers on long term basis. !! Makro adopted the policy to retain the customers as it is a fact that you spend more to attract new customers and therefore it is a good policy to retain old customers and those will become loyal customers. Set Quality Service Standards On analyzing data, it was also noticed that people complaint about the non availability of quality products on the shelf. The database also showed that there are many items which are rarely bought by majority of customers. Few suppliers a lso supplying low quality items and due to huge orders, these low quality items goes un noticed. A list of all hot items were made and contact made with manufactures directly to supply these items to Makro. The low quality items were removed from shelf and meeting was held with suppliers of these items and a quality check mechanism was developed so that only accepted quality items reach to the shelf. The placement of more than 14000 items were also re shuffled. Employees of Makro suggested that there are few items, specially children toys and stationary is on the upper shelf and many times children ask floor staff to give these items. All these type of items were shifted to the lower portion of shelf where young one can access them easily and can decide what to choose. A web site is hosted where up to date information is available. Further, the whole sale customers can order on phone and their order is packed as per their requirement and ready at doorstep of Makro at their conven ient time. The new offers and deals also circulated to all whole sale customers on regular basis. Announced a 5% discount to all employees family who wants to shop in Makro. Build a winning team When the quality, price and convince were addressed, it is time to address the touch points. The complete customer cycle were studied in detail. From entering into Makro in parking lot to getting out from Makro. Following actions were taken * Parking staff and security staff were re trained â€Å"How to receive customers. † * The trolley are now available at different location of parking so that customer should not worry about finding trolley in the start. Few small shops and stall were opened at start of Makro which have attractive items with low price like CD/DVD shops, ladies bangles, purse, mobile accessories etc so that a perception is created that it is not a high price store. * The selection of floor staff was clearly made, keeping in view their residential area. Focus on mi ddle and upper middle class. They were trained how to greet customers and show them the way. Priority given to local residence at each store. * It was in their training â€Å"Not to disturb customers while they are looking at different items†. But if customer has any query then that should be answered. * The cash counter were increased and one more person was added who help customers in putting their items in shopping bags quickly with a smile. * The re check of bill at the end was finished as it disturb the customers. * Eating points increased with variety of food items. * The hot items are placed in multiple locations. * At parking lots, few boys were hired to bring the car at the door when customer finished the shopping so that customers don’t need to carry trolley all the way to parking lot. Check up regularly The strategy was in place, the action plan is now active. It is time to monitor the result and feedback. For this purpose, another department was opene d whose primary responsibility to get maximum feedback from customers with respect to all areas. The main areas were parking lots, main shopping hall, cash counters, eating places, ATM machines and few dedicated sponsors stall/shops. A standard form was prepared with ranking (from excellent to worse) and KPI and that is part of each departmental appraisal procedures. The main features of feedback form were: * Cleanliness * Reception * Payment procedures. * Floor Staff Support * Availability of products Through these feedback, the whole supply chain mechanism was monitored and appropriate actions were taken accordingly. The card system was introduced and to facilitate customers, point system was introduced in which shopping more than Rs: 10,000 will have discount of 5% and if within six months, if a customer earned more than 20% discounts then afterwards 10% discount will be offered. This scheme really worked out and helped Makro to retain customers. Provide proactive problem s olving According to a research 68% customers are upset because they did not receive proper treatment. Only 4% customers complaint and rest do no complaint because they think that it will be useless to mention it or they DID NOT FIND A PLACE WHERE THEY CAN COMPLAIN !!! Makro gain popularly through word of mouth as they adopted policy of less electronic media advertisement. It also adopted the strategy to consider complaints as opportunities and react it with full dedication. A fully equipped complaint center was opened in each Makro store where customer can come and register their complaint verbally or can fill out the form. Even to extent, customers were informed that they can call following numbers any time to logged their complaints and these numbers belong to higher management. It is also a part of policy that if a complaint is right, then after solving the complaint, something extra to be given to customers so that he can feel that he is treated â€Å"WELL† and he is n ot ignored but supported well and he was listened carefully. This ill build a trust between customers and can turn ordinary customers into loyal customers. The floor staff was trained in such a manner to move around the store and try to listen customers without disturbing them what they exactly talking about. For example one aged customer was saying to his wife, â€Å" I need only one shoe polish and they have set of five shoe polish, why they don’t provide option to buy single.? †. The action was taken and at many items option to buy single item was introduced and that really doubled the sale because as it was earlier mentioned that more than 50% costumers are individual customers. A team of expert is always present at frozen item section as customer investigate more about frozen food. At many occasions, team guide customers about new deals. A fortnightly newsletter with the name MakroMail introduced which not only consists of deals and new items details but also h ave complaint history, their resolutions, a thank you note to all customers for sharing their feeling with Makro. This newsletter is sent to 5000 customers twice in a month. Makro is searching for new location to open its new store in Karachi in case if sadder Makro become inaccessible. The case is in the court. Makro will try to adjust his employee at other locations. Conclusion Makro sale has reached 10 billion a year, a 25% increase since last year. Contributed Rs 750 million towards sales tax to government. Employed 300+ personnel. There are more than 14000 products on the shelf. These are not â€Å"ALL† the products, but this is what is required by customers. The use of right technology at right time gave Makro a competitive edge. The customer satisfaction can only be achieved through product and services. Its only matter how much one focus on each part. Customers are ambassador, treat them as invited guests to a party, and we are the hosts. Its our job every day t o make every important aspect of the customer experience a little bit better. There should be a culture where the voice of customer penetrates deep inside the organization and the management is steadfastly committed to creation and delivery of customer experience. Remain in cycle of Explore-;AgreeDeliverAssure Because what gets measured does get managed. When both customers and employees are engaged we are likely to see optimal customer experience (Reverse can be seen in government departments) Between rising unemployment rates and diving home values, consumers discretionary spending is evolving as much more selective, more informed, and more scarce, creating significant competitive challenges for retailers and suppliers alike. The ability of retailers to attract and maintain a loyal customer following requires customer-centric strategies in collaboration with suppliers. If we do the right thing for the consumer, it will be the right thing for the retailer, and in the end, it will be the right thing for the supplier community. ************************************************END***************************************************** Don’t waste time! Our writers will create an original "Stroe Chain In Pakistan" essay for you Create order

Anotated Bibliography on Literacy in the Primary Years

Christie, F. (2005). Language and Literacy. In Language education in the primary years (pp. 1-12). Sydney: University of New South Wales Press In this chapter we are introduced to language being a basic resource with which we learn both in oral and written form and become a responsibility of teachers in the primary schooling years to allow this opportunity to be given to all. The debate over methods autonomous and â€Å"ideological† is discussed where the debate takes into consideration factors from the 20th century emphasising the literacy practice of learning. We are reading that the functional model of language is a social semiotic system used in many ways and the three ways that why this is useful being the role, the nature and learning to construct meanings of language. The chapter emphasises that to play, use, enjoy and adapt language is a goal for our children which can lead to providing the framework for a language program. Text and context are explained where we can change our language approach to suit the discourse. Through metafunctions as shown in table formation we are allowing ourselves to choose our language to make meanings. Within the classroom from this chapter we gain an insight into the social side, the making of choices and reflection of language for children. Gee, J.P. (1991). What is literacy? In C. Mitchell K. Weiler (Eds.), Rewriting literacy (pp.3-11). New York: Bergin Garvey. Throughout this reading, James Paul Cee (1991 ) is focused onShow MoreRelatedThe Digital Divide Of The First Grade School Children954 Words   |  4 Pagesstudents’ digital information literacy, and the factors that predict students’ ability to use ICT (information and communications technology) in school. Focus is on factors that explain the differences in students’ ICT literacy. In Norway, urban students’ with minority cultural backgrounds are more prone to digital divides than students from affluent groups. In Norway, information literacy is a required competence for all students. The focus of information literacy is that the use of Internet at

The Special Education for the Visually Impaired Free Essays

Special education has come a long way since the room down the hall with the crayon books and easy work. There was a time that special education students were placed together in a classroom, given easy work to do that would not challenge them and provided separate recesses and lunch periods so that they would not mingle with the regular education students. It was a stigma that nobody wanted for their child but it wasn’t until the mid-1960’s that it began to change. We will write a custom essay sample on The Special Education for the Visually Impaired or any similar topic only for you Order Now Beginning with Brown vs the school board lawsuit, stemming from a Black student who wanted to attend a predominately white school, the life of a special education student has transformed significantly. Today, special education students are protected from discrimination and segregation by federal and state laws. Students with special learning needs are educated in the least restrictive environment and school systems are ordered to accommodate their special needs so that the playing field will be level for their educational journey. Blind students are classified special education by the very nature of their disability. They are classified as such so that the federal education statutes with regards to special education can protect them from being segregated or shunned by the regular education system. Blind students have their inability to see in common, however, outside of that they are as individual and diverse as their sighted peers. There are federal guidelines in place regarding the education and interventions that pertain to blind students however. A student who is blind can present challenges when it comes to behavioral interventions because some of the tried and true methods are not applicable when it comes to a blind student. Making a student write an essay, write sentences or run laps is not feasible when the student needing the intervention is blind. While many behavioral interventions that apply to sighted students will in fact work with blind students it is important to have alternative plans in place for the behavior intervention of those who cannot see. When the Education of All Handicapped Children Act of 1975 was passed, educators, parents and students began to hammer out plans and pathways to the fair treatment and education of those who had special needs. The students who were blind had previously been sent off to schools for the blind, where they only associated with other blind students, worked with blind geared materials and learned that they were blind in a sighted world. Today, blind students who want to attend regular public schools are not only encouraged to do so they are given the right by federal law to do so, and the school must take whatever steps are needed to allow that education(Anderson, 2004). The 1997 Amendments to the Individuals with Disabilities Education Act (IDEA) and the resulting final federal regulations published in 1999 describe related services as an essential component of a free, appropriate public education (FAPE) for many students with disabilities(Anderson, 2004). † Those related services include everything from transportation to counseling services that will assist the special education student in their quest to receive a public education with their peers. Every special education student, including those who are blind is provided with an IEP (Individualized Education Plan). This plan outlines the student’s educational needs, the way those needs will be met and what accommodations will be provided by the school system in providing that education(Zabriskie, 2003). While the federal law protects all special education students there are areas of interest that are specifically geared to the education of blind students(Kozub, 2006). As part and parcel of an blind student’s IEP it is important to consider the disability and remember its limitations when planning the student’s curriculum, extra curricular activities and physical education abilities. Because a blind student is often at a disadvantage when it comes to physical activity in both during the routine school curriculum and the aspects of physical education the IEP team must consider alternatives to include these elements in the school day. In addition the IEP team must consider appropriate behavior interventions for the blind student that acts out due to frustration about not being able to participate as fully as their sighted peers. This frustration may be from the child’s anger at his or her limitations or may be founded in messages being sent to that student by well meaning parents who are concerned about their child’s physical development as well as educational development. â€Å"The need for heightened levels of fitness in order to navigate barriers found in both home and community settings is important for children and adults with visual impairments. This is a critical mobility issue for children given the need for independence in daily living activities that increases with age and becomes a necessity during adulthood. In addition, issues of mobility within the larger community are a concern later in adulthood if individuals who lack vision rely on public transportation (which may or may not be accessible depending on fitness levels needed to independently reach bus stops). In all, it is imperative that adequate levels of physical activity are encouraged in children and adolescents with visual impairments to facilitate independence into adulthood. The following study is an initial investigation using a family systems framework of activity levels in a select group of children and adolescents with visual impairments(Kozub, 2006). † These and other concerns raise a need for behavioral interventions that are specifically geared to meet the needs of blind students(Robinson, 2001). â€Å"School success may be minimal for students who have difficulties building social relationships and ultimately fail at developing social competence. As a result, social skills training is often provided to increase pro-social interaction. Despite evidence of the effectiveness of teaching appropriate social functioning, there is concern about generalization and maintenance of learned skills(Gilles, 2003). † Blind students are at a specific disadvantage in the regular classroom setting. They are unable to determine when the classroom is noisy when it is appropriate to speak out, when it is appropriate to remain quiet and how to gain the teacher’s attention by finding her by sight then moving toward her(Bricker, 2004). It is situations such as these that create a problem when it comes to behavior for the blind student. Not only are inappropriate behaviors a risk when a student is frustrated by being blind, but there are every day behaviors that must be addressed for the blind student and the regular education student to blend into a classroom and create a positive and cohesive learning environment. A student who cannot see where the teacher is to gain his or her attention will often times yell out or shout out the teacher’s name. This can not only be disruptive to the classroom from a educational standpoint, but it can also provide a foundation for mimic behavior from the sighted students(Prochaska, 2002). A classroom with 15-23 students all shouting out names of the teacher or others that are needed will quickly become an impossible learning environment. It is important to develop a behavioral intervention for such situations and implement that intervention with the blind student(Bricker, 2004). One intervention would be to provide the blind student with a bell, with which he could ring it once and then patiently wait for the teacher to either arrive at the desk or verbally let the student know he or she will be there momentarily. A blind student may become loud and disruptive when frustrated or angry. It is important for teachers to understand that the frustration may not be with any one person in particular but may in fact be about not being sighted the way the other students in the classroom are. It is important o have appropriate behavior interventions in place from the beginning so that the students who are blind can depend on the consistent response to certain behaviors. When a student acts out and become verbally loud and disruptive it can be disruptive for the entire classroom. Whereas a sighted student can be told to go to the hall or go to the principal the sending of a blind student is more complicated as they will require an aide to accompany them. If less drastic attempts to reduce the undesired behavior are not successful then an aide should be appointed to escort the student from the classroom, however, there should be mandated approaches built into the student’s IEP for behavioral interventions before that point arrives. One step that can be taken in behavior intervention with a blind student is to have the student learn how to self direct the anger. If he or she is feeling frustrated it is important that the student have a place to vent that frustration so that it does not come out in inappropriate behaviors in the classroom. Allowing that student to be excused to talk to the guidance counselor about the current frustration is one behavior intervention that will allow the student to address the frustration while at the same time preserving the integrity of the classroom setting and the lessons being taught to the remaining students. Another approach to redirecting undesired behavior will be touch and sound. A blind student cannot read social cues from other students and teachers by the look on their face. It is important to help the student who is blind find ways to read social cues using the other senses. Teachers should instruct the seeing students in ways to use hearing and touch to convey cues to the students who are blind. In addition the students that are blind should be guided in listening to voice cues and other sounds that can clue them to the social attitudes and feelings of those around them. It is important that blind student intervention programs provide clear cut guidelines in helping the students redirect themselves and their behavior to more acceptable avenues. It is important for teachers and students to recognize the very real limitations that a blind student must face on a daily basis. The student who is educated in a regular education classroom is subjected to a well rounded experience, while at the same time must face frustrations that he or she would not have to deal with in a school for the blind. It is important that behavior interventions for the blind student take into consideration the disability and how that disability impacts the student not only from an educational standpoint, but also from a social and emotional standpoint as well. Behavior interventions should include guidance for future behaviors that will provide a foundation for the student to build on successful encounters with each passing year. The federal government mandates that accommodations be put in place but it is up to the individual school to design the accommodations that fit the individual blind student. Blind students are as diversified as sighted students and as such must have behavioral intervention plans in place that address their individual needs. How to cite The Special Education for the Visually Impaired, Papers